#REFUND POLICY

Last Updated: March 23, 2025

#1. INTRODUCTION

This Refund Policy outlines the terms and conditions regarding refunds for payments made to StudBud ("we," "our," or "us") for subscription plans and services. By purchasing any subscription or service from StudBud, you agree to the terms of this Refund Policy.

#2. SUBSCRIPTION COMMITMENTS

#2.1 Payment Obligation

When you purchase a subscription plan from StudBud, you are agreeing to pay for the entirety of the subscription period you have selected (monthly, quarterly, annual, or otherwise). Your payment obligation begins at the time of purchase and continues for the duration of the selected subscription period.

#2.2 Automatic Renewals

Unless you cancel your subscription before the renewal date, your subscription will automatically renew for the same period at the then-current rate. You will be charged using the payment method you provided during the initial purchase.

#3. REFUND CONSIDERATIONS

#3.1 General Refund Policy

As a general rule, all purchases are non-refundable. When you purchase a subscription, you are committing to pay for the entire subscription period.

#3.2 Discretionary Refunds

While refunds are not guaranteed, we may, at our sole discretion, consider issuing a refund in certain circumstances as a gesture of goodwill. To request a refund consideration, please contact our support team at [email protected] with a detailed explanation of your situation.

Factors we may consider when evaluating refund requests include:

• Length of time since purchase
• Usage of the service since purchase
• Nature of the issue encountered
• Previous refund history
• Technical issues that significantly impacted service availability

#3.3 No Partial Refunds or Credits

If a refund is approved at our discretion, it will generally be processed for the full amount of the purchase. We do not offer partial refunds or account credits unless specifically determined by our support team.

#4. UNAUTHORIZED OR FRAUDULENT CHARGES

#4.1 Reporting Unauthorized Charges

If you believe your account has been charged without your authorization or as a result of fraudulent activity, please contact our support team immediately at [email protected]. Please provide all relevant details, including the date of the transaction and any other information that may help us investigate the issue.

#4.2 Resolution Process

For unauthorized or fraudulent charges, our team will:

1. Investigate the reported charge
2. Verify account activity and payment information
3. Take appropriate action based on our findings
4. Provide a resolution, which may include reversing the charge if determined to be unauthorized

#4.3 Timely Reporting

To ensure prompt resolution, please report any suspected unauthorized charges within 30 days of the transaction. While we will investigate all reports, early notification allows us to address issues more effectively.

#5. CHARGEBACKS

#5.1 Communication Before Chargebacks

If you are dissatisfied with our service or believe you have been charged incorrectly, we request that you contact our support team before initiating a chargeback with your payment provider. Many issues can be resolved directly, avoiding the need for a formal chargeback process.

#5.2 Chargeback Consequences

Initiating a chargeback without first attempting to resolve the issue with our support team may result in:

• Immediate termination of your account
• Permanent ban from future use of our services
• Additional administrative fees
• Potential reporting to credit agencies or collection services

#6. REFUND PROCESS

#6.1 Requesting a Refund

To request a refund consideration, please:

1. Email [email protected] with the subject line "Refund Request"
2. Include your account email address
3. Provide the date and amount of the purchase
4. Explain in detail the reason for your refund request

#6.2 Response Timeline

We strive to respond to all refund requests within 5 business days. Complex cases may require additional time for review.

#6.3 Refund Method

If a refund is approved, it will be processed using the original payment method when possible. Refunds typically take 5-10 business days to appear on your statement, depending on your payment provider's policies.

#7. CHANGES TO THIS POLICY

We reserve the right to modify this Refund Policy at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services following any changes constitutes acceptance of the updated policy.

#8. CONTACT INFORMATION

If you have any questions about this Refund Policy or need assistance with a refund-related matter, please contact us at:

[email protected]

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By using StudBud services, you acknowledge that you have read, understood, and agree to be bound by this Refund Policy.